Financial management – Hot Bag Sale UK http://hotbagsaleuk.com/ Tue, 19 Oct 2021 20:54:01 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://hotbagsaleuk.com/wp-content/uploads/2021/06/icon-55-150x150.png Financial management – Hot Bag Sale UK http://hotbagsaleuk.com/ 32 32 Blackbaud Announces Third Quarter 2021 Financial Results Date | https://hotbagsaleuk.com/blackbaud-announces-third-quarter-2021-financial-results-date/ Tue, 19 Oct 2021 20:10:00 +0000 https://hotbagsaleuk.com/blackbaud-announces-third-quarter-2021-financial-results-date/ CHARLESTON, SC, October 19, 2021 / PRNewswire / – Blackbaud (NASDAQ: BLKB), the global leader in cloud software for social good, to release third quarter 2021 financial results on Wednesday November 3, after the closure of the US financial markets. In conjunction with this announcement, Blackbaud will host a conference call on Thursday, November 4, […]]]>

CHARLESTON, SC, October 19, 2021 / PRNewswire / – Blackbaud (NASDAQ: BLKB), the global leader in cloud software for social good, to release third quarter 2021 financial results on Wednesday November 3, after the closure of the US financial markets. In conjunction with this announcement, Blackbaud will host a conference call on Thursday, November 4, To 8:00 a.m.ET to discuss the company’s financial results.

Event:

Blackbaud Third Quarter 2021 Financial Results Conference Call

Dated:

Thursday, November 4

Time:

8:00 a.m.ET

Live webcast:

investor.blackbaud.com

Live connection:

1-877-407-3088

A webcast will be available and archived on The Blackbaud Investor webpage following the call.

About Blackbaud

Blackbaud (NASDAQ: BLKB) is the global leader in cloud software for social good. Serving the entire social welfare community (non-profit associations, higher education institutions, K-12 schools, health organizations, religious communities, artistic and cultural organizations, foundations, businesses and agents of Individual Change) Blackbaud connects and empowers organizations to increase their impact through cloud software, services, expertise and data intelligence. The Blackbaud portfolio is tailored to the unique needs of vertical markets, with solutions for fundraising and CRM, marketing, advocacy, peer fundraising, corporate social responsibility, school management, ticketing , grant making, financial management, payment processing and analysis. Serving the industry for four decades, Blackbaud is headquartered in Charleston, South Carolina, and has operations in United States, Australia, Canada, Costa Rica and the UK. For more information visit www.blackbaud.com or follow us on Twitter, LinkedIn, Instagram and Facebook.

Blackbaud investor contact

Steve hufford

Director, Investor Relations

IR@blackbaud.com

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SOURCE Blackbaud, Inc.



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A partnership to support emergency physicians – MD Financial Management inc. and Scotiabank renew their agreement with the Canadian Association of Emergency Physicians | 2021-10-18 | Press Releases https://hotbagsaleuk.com/a-partnership-to-support-emergency-physicians-md-financial-management-inc-and-scotiabank-renew-their-agreement-with-the-canadian-association-of-emergency-physicians-2021-10-18-press-releases/ Mon, 18 Oct 2021 15:00:07 +0000 https://hotbagsaleuk.com/a-partnership-to-support-emergency-physicians-md-financial-management-inc-and-scotiabank-renew-their-agreement-with-the-canadian-association-of-emergency-physicians-2021-10-18-press-releases/ OTTAWA, ON, October 18, 2021 / CNW / – MD Financial Management Inc. (MD) and Scotiabank today announced a renewed agreement with the Canadian Association of Emergency Physicians (CAEP) to support programs that promote excellence in emergency medicine in Canada. “Emergency physicians bear a huge responsibility under very stressful circumstances in normal times, let alone […]]]>

OTTAWA, ON, October 18, 2021 / CNW / – MD Financial Management Inc. (MD) and Scotiabank today announced a renewed agreement with the Canadian Association of Emergency Physicians (CAEP) to support programs that promote excellence in emergency medicine in Canada.

“Emergency physicians bear a huge responsibility under very stressful circumstances in normal times, let alone during the pandemic,” said MD CEO Daniel Labonte. “We are proud to continue to support CAEP’s mission and to help emergency physicians and their families achieve their professional and financial goals.

The renewed three-year partnership, with MD and Scotiabank as exclusive financial services partners of PDAC, will focus particularly on providing financial education to PDAC members; and providing financial support for career development, networking and physician well-being.

MD and Scotiabank physician-focused financial resources can help emergency physicians and their families achieve their personal and professional financial goals and, in turn, contribute to their financial well-being.

As financial services partners of nearly 30 organizations (including CAEP), MD and Scotiabank are deeply committed to supporting from Canada doctors and their families.

About Scotiabank

Scotiabank is a leading bank in the Americas. Guided by our goal of “for every future”, we help our clients, their families and their communities succeed through a wide range of advice, products and services, including personal and commercial banking, wealth management and private banking, investment and investment banking, and capital markets. With a team of over 90,000 employees and assets of approximately $ 1.2 trillion (as of July 31, 2021), Scotiabank is listed on the Toronto Stock Exchange (TSX: BNS) and the New York Stock Exchange. (NYSE: BNS). For more information, please visit http://www.banquescotia.com and follow us on Twitter @ScotiabankViews.

About MD Financial Management Inc.

With over 50 years of physician-focused experience, MD Financial Management Inc. (MD) is dedicated to providing financial peace of mind to from Canada doctors and their families, so they can enjoy what matters most to them while achieving their career and life goals. MD had more than $ 59 billion in assets under management at September 30, 2021. MD Management Limited was the first company of the MD Group of companies to be founded in 1969. MD Financial Management inc. wholly owns or has a controlling interest in its seven subsidiaries (the MD Group of companies). She provides financial products and services, is the fund manager of the MD family of funds and provides investment advisory services. For a detailed list of MD Group companies, visit md.ca.

About the Canadian Association of Emergency Physicians

As the national voice of emergency medicine (ED), CAEP provides continuing medical education, advocates for emergency physicians and their patients, supports research, and strengthens the emergency medicine community. In cooperation with other specialties and committees, CAEP also plays a critical role in the development of national standards and clinical guidelines. CAEP keeps Canadian emergency physicians informed of developments in the clinical practice of EM and addresses policy and societal changes that affect the delivery of emergency health care.

SOURCE Scotiabank


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Advice to taxpayers on mutual fund distributions and charitable giving https://hotbagsaleuk.com/advice-to-taxpayers-on-mutual-fund-distributions-and-charitable-giving/ Sun, 17 Oct 2021 09:30:00 +0000 https://hotbagsaleuk.com/advice-to-taxpayers-on-mutual-fund-distributions-and-charitable-giving/ It’s not just what you do that matters. It’s also when you do it. The right timing could be especially important for many mutual fund investors thrilled with this year’s strong stock market gains and considering major new investments in stock funds for their taxable accounts before the end of the year. It’s easy, even […]]]>

It’s not just what you do that matters. It’s also when you do it.

The right timing could be especially important for many mutual fund investors thrilled with this year’s strong stock market gains and considering major new investments in stock funds for their taxable accounts before the end of the year. It’s easy, even for savvy investors, to ignore what can be a nasty tax problem, one that can usually be avoided with smart timing.

Taxpayers could have many other important timing issues to consider if Congress approves historic tax increases in the coming weeks. But since our crystal ball is in the repair shop and no one we have met is sure what lies ahead, these subjects will have to wait another day. In the meantime, here is some advice from tax and investment professionals on the subject of mutual funds and a few other topics that could benefit many taxpayers.

Fund payments

With stock indexes having risen again this year, now is a good time for our annual reminder of why many investors might benefit from researching the year-end capital gains distributions planned by mutual funds. investment, in particular equity funds. “It looks like big capital gains distributions will be a problem again” for many fund investors, says Christine Benz, director of personal finance and retirement planning at Morningstar. Inc.

Before investing in a fund for a taxable account, check whether the fund anticipates a large distribution of capital gains later this year and, if so, when and how big it will be.

Here’s why it can be important: Mutual funds typically distribute their net realized capital gains to investors at the end of each year, typically in November and December. Check their websites for more details. If you are investing for a taxable account, these payments are generally subject to tax, even if you purchased these shares shortly before the payment eligibility date. (This is not a problem for investments in tax-efficient accounts, such as an IRA.)

So, if a fund is planning a large payout that would significantly increase your tax bill for that year, consider waiting to invest in that fund for a taxable account until after the payout eligibility date. Or think about other options, such as buying the fund in a tax-advantaged account or diving into another fund that wouldn’t have a significant tax impact. For more thoughts on this topic, see this information document by T. Rowe Price.

Among those who have followed this issue closely for many years is Mark Wilson, president of MILE Wealth Management in Irvine, California. Mr. Wilson has distribution information on his website, including a “bitchy” list of funds with particularly large payouts as a percentage of net asset value. Early reports indicate that 2021 will be a much bigger year for major distributions than in recent years, Wilson said. As he points out, getting such a large payout might sound wonderful, but it could also create a surprising tax bill for many unsuspecting investors.

Charitable gifts

Last year, the limits on the amount of your cash donations that could be deducted were temporarily suspended, said Mark A. Luscombe, senior federal tax analyst at Wolters Kluwer Tax & Accounting. (Cash includes things like checks and credit cards.) This change, which also applies to 2021, generally allowed donors to deduct eligible donations totaling up to 100% of their adjusted gross income. Previously, there were limits that typically ranged from 20% to 60% of the AGI and varied depending on the type of contribution or type of charity. Donations to donor-advised funds are not counted for this provision.

This could be a significant change for donors who wish to make particularly large donations, says Luscombe.

Some other reminders about donations:

• When donating stocks and other securities to charity, many investors who detail their deductions donate “highly regarded” securities that they have owned for over a year and whose value has risen. sharply. Disclaimer: Don’t donate securities that have fallen in value since you bought them, says Drew Moss, certified financial planner at Summit Financial LLC in New Jersey. Instead, consider selling those losers, creating valuable capital losses that can help lower your taxes, and donate the proceeds to charity. For more ideas on charitable giving and the history of capital loss, check out my September column.

• Pay attention to the fine print on how to document donations. Most of the charities I know do a great job sending their donors the required thanks, which can be very important if you are audited. But sometimes a few small organizations do not provide such recognition. Here is just an example: Suppose you donate more than $ 75 to a charity. If you haven’t received anything in return, like a free dinner or tickets to a popular sporting event, the charity is usually supposed to say so. I recently received a receipt from a charity that did not include these keywords, and had to request a new one, which I received.

• If you got something in return, the charity is usually supposed to estimate the value of what you received and inform you that your deduction is usually limited to the excess over the value of the goods and services that the charity received. charity provided you. It can be tricky. The IRS offers this example: Suppose you donated $ 100 to a charity that gave you a concert ticket worth $ 40. It’s what tax geeks call a “quid pro quo” gift. The IRS says the charitable contribution portion is only $ 60. “Even if the portion of the payment available for deduction does not exceed $ 75, a disclosure statement must be filed because the donor’s payment (matching contribution) exceeds $ 75,” the IRS said on his website.

There are exceptions to this rule, such as when goods or services donated to you by a charity have “insubstantial fair market value”. Examples would include symbolic elements such as bookmarks, calendars or mugs bearing the organization’s name or logo.

IRS Publication 526 has much more details on charitable giving.

The 14 day rule

This is nothing new but often surprises readers: If you rent out your home for 14 days or less each year, the rental income you receive is not taxable. These 14 days must not be consecutive either. It’s a break particularly well-known in many high-rent places, like the Hamptons in New York City. But if you rent the house for more than 14 days, the full amount is taxable. Keep good records.

Mr. Herman is a writer in California. He was previously the Tax Report columnist for the Wall Street Journal. Send your comments and tax questions to taxquestions@wsj.com.

Copyright © 2021 Dow Jones & Company, Inc. All rights reserved. 87990cbe856818d5eddac44c7b1cdeb8


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EXCLUSIVE CEO of Evergrande in Hong Kong on restructuring, asset sale talks, sources say https://hotbagsaleuk.com/exclusive-ceo-of-evergrande-in-hong-kong-on-restructuring-asset-sale-talks-sources-say/ Sat, 16 Oct 2021 00:48:00 +0000 https://hotbagsaleuk.com/exclusive-ceo-of-evergrande-in-hong-kong-on-restructuring-asset-sale-talks-sources-say/ China Evergrande Group CEO Xia Haijun attends a press conference on the company’s interim results in Hong Kong, China on August 30, 2016. REUTERS / Bobby Yip Xia discusses loan extensions, repayments, source says Offshore investors still in the dark about repayment plans Investors worried about the impact of a possible collapse Chinese central bank […]]]>

China Evergrande Group CEO Xia Haijun attends a press conference on the company’s interim results in Hong Kong, China on August 30, 2016. REUTERS / Bobby Yip

  • Xia discusses loan extensions, repayments, source says
  • Offshore investors still in the dark about repayment plans
  • Investors worried about the impact of a possible collapse
  • Chinese central bank officials say problem is manageable

HONG KONG, Oct. 15 (Reuters) – The chief executive of Evergrande Group (3333.HK) is in talks in Hong Kong with investment banks and creditors over a possible restructuring and sale of assets, said two people said as the Chinese developer battles defaults on more than $ 300 billion in debt.

CEO Xia Haijun, a confidant of President Hui Ka Yan and who runs Evergrande’s day-to-day operations, including financing, has been in Hong Kong, where the real estate company has had a strong presence, for more than two months, the two said. sources at Reuters. .

A third source said Xia was talking to banks and creditors in Hong Kong, but did not say what it was.

Shenzhen-headquartered Evergrande, which weighs under more than $ 300 billion in liabilities, has left foreign investors in the dark about repayment plans after already missing three rounds of interest payments on its dollar bonds .

Xia’s talks with investment banks and creditors in Hong Kong have not been previously reported.

One of the sources said Xia needs to communicate with foreign banks about loan extensions and repayments. The source declined to reveal the identity of the creditors Xia had spoken to in recent days.

“Xia also needs to determine how many off-balance sheet debts the group has overseas, as many have been taken out at the subsidiary level and he himself may not even be aware of it,” he said. declared. “Before that, they can’t work on the restructuring and talk to bondholders.”

Evergrande has been pushing to divest some of its assets to raise funds – efforts that have yet to yield much success – as concerns have grown in recent weeks over a possible collapse and the impact on global markets. and the Chinese economy.

Chinese state-owned company Yuexiu Property (0123.HK) withdrew from a proposed $ 1.7 billion deal to buy Evergrande’s Hong Kong headquarters over concerns over the situation developer’s disastrous financial situation, Reuters reported on Friday. Read more

A Chinese central bank official said on Friday that the ripple effect of Evergrande’s debt problems on the banking system was controllable and the risk exposures of individual financial institutions were not significant. Read more

Evergrande and Xia did not respond to Reuters requests for comment.

The sources, who have direct knowledge of the development, declined to be named due to the sensitivity of the matter.

PUBLIC APPEARANCE

Evergrande chairman Hui has not appeared in public in recent weeks or announced plans to address the group’s problems, leaving investors to question whether they should post losses when grace periods fall. 30 days will end this month for unpaid bond coupons.

Last month, the developer released a statement saying Hui had urged company executives to ensure quality delivery of properties and buyout of wealth management products.

Xia, who is also vice chairman of the board, joined the company in 2007 and is responsible for the operation and management of Evergrande’s capital, as well as legal and foreign affairs, according to the site. Internet of society.

He has been in Hong Kong since July, according to one of the sources. The second source said Xia had met with Chinese investment banks in the city to explore possible asset sales.

Evergrande, once the best-selling developer in China, said it was looking to divest stakes in assets, including its services and electric vehicle units, to raise funds.

The developer is finalizing the details of the sale of 51% of its Evergrande Property Services unit (6666.HK) to Hopson Development (0754.HK) for HK $ 20 billion ($ 2.57 billion). Read more

Investment bank Moelis & Co and law firm Kirkland & Ellis, representing bondholders who currently hold $ 5 billion in nominal Evergrande offshore bonds, last week requested more information and transparency in Evergrande.

The developer said last month it had appointed Houlihan Lokey and Admiralty Harbor Capital as joint financial advisers to review its financial options, as it warned of the risks of default in the face of falling property sales. Read more

($ 1 = 7.7792 Hong Kong dollars)

Reporting by Clare Jim and Julie Zhu; Editing by Sumeet Chatterjee and Edmund Blair

Our standards: Thomson Reuters Trust Principles.


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What is a discount broker? https://hotbagsaleuk.com/what-is-a-discount-broker/ Thu, 14 Oct 2021 19:37:33 +0000 https://hotbagsaleuk.com/what-is-a-discount-broker/ Online trading has helped to make investing more accessible to the masses. And to capitalize on this trend, many brokerage firms are increasingly offering low-cost services that were previously only available to the wealthier people. Welcome to the era of the discount broker. What does a discount broker do? A brokerage firm acts as an […]]]>

Online trading has helped to make investing more accessible to the masses. And to capitalize on this trend, many brokerage firms are increasingly offering low-cost services that were previously only available to the wealthier people. Welcome to the era of the discount broker.

What does a discount broker do?

A brokerage firm acts as an intermediary between buyers and sellers, executing buy and sell orders on an exchange like the NASDAQ or the NYSE. For this service, brokerage firms would typically charge a fee. But as technology breaks down barriers to entry and increases competition, most brokerage firms have been forced to adjust their business models to offer commission-free trading and more.

Unlike a full-service broker, which gives clients access to benefits such as personalized investment advice and estate and tax planning, among other services, discount brokers operate on a self-service model. This means that retail investors are more in charge of their financial planning.

Full Service Brokers vs Discount Brokers

By allowing investors to do their own investment research and management, discount brokers can eliminate overhead costs such as administration and management fees. Often, discount brokers extend these savings to investors in the form of lower commissions.

With perks like no minimum deposit, commission-free trading, free learning tools and more, discount brokers have leveled the playing field for novice investors.

Likewise, the Internet has democratized access to information for all, making it easier for individual investors to learn about stock market transactions, investment management and personal finance. Access to real-time quotes, company news, free investment webinars and other learning tools all from their mobile devices Retail investors are more empowered than ever.

As a result, discount brokers are gradually becoming platforms that provide the average investor with tools and information similar to those of the pros. In addition to discount brokers, new investment options like exchange-traded funds (ETFs) and robo-advisors help investors diversify their assets while lowering investment costs.

How to know if a discount broker is right for you

For most investors, the decision to use a discount brokerage depends on your financial situation, your investment knowledge and your goals. Additionally, it helps to realistically assess whether you have the time to monitor your investments and make decisions that are not emotionally motivated.

Many full-service brokers have wealth management teams of highly skilled people who can recommend investment strategies that don’t apply to most middle-income families. Additionally, some full-service brokers have high minimum balance requirements, depending on the investor profile they are trying to attract. As a result, many full-service brokers are just not open to everyone.

On the contrary, discount brokers may offer fewer benefits. For seasoned investors who are active in the market, discount trading is the main draw. But retail investors can also benefit when they build their portfolios through investment products like low-cost mutual funds or ETFs, helping them diversify their holdings while keeping costs to a minimum.

At the end of the line

There is no right or wrong answer when it comes to choosing a broker.

Instead, individual investors should be honest about their knowledge of investing and their willingness to devote time and effort to managing their investments, such as rebalancing their portfolios. And while a full-service broker is the best choice, investors should regularly engage with their finances to ensure they stay on track to meet their goals.

Learn more:


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Captrust acquires $ 2.6 billion of RIA Covenant family offices in Texas https://hotbagsaleuk.com/captrust-acquires-2-6-billion-of-ria-covenant-family-offices-in-texas/ Wed, 13 Oct 2021 13:12:51 +0000 https://hotbagsaleuk.com/captrust-acquires-2-6-billion-of-ria-covenant-family-offices-in-texas/ Raleigh, North Carolina-based Captrust Financial Advisors has agreed to acquire Covenant Family Offices, a Texas and Oklahoma-based wealth management firm with $ 2.6 billion in assets across more than 500 clients . The Covenant deal, which is Captrust’s seventh in 2021, gives the RIA more scale in Texas and continues its strategy of combining pension […]]]>

Raleigh, North Carolina-based Captrust Financial Advisors has agreed to acquire Covenant Family Offices, a Texas and Oklahoma-based wealth management firm with $ 2.6 billion in assets across more than 500 clients . The Covenant deal, which is Captrust’s seventh in 2021, gives the RIA more scale in Texas and continues its strategy of combining pension plan services with wealth planning.

Covenant, the 52nd firm to join Captrust since 2006, was founded in 2010 by John Eadie and is led by Eadie, Barry Beal, Justin Pawl and Karl Eggerss. Four other employees will also join Captrust and Covenant will take over the Captrust name and brand.

Rush Benton, senior director of strategic growth at Captrust, says Covenant represents another example of Captrust growing in regions where it was already well established. Covenant has offices in San Antonio, Dallas and Boerne, Texas, as well as Oklahoma City, and RIA executives were friendly with the directors of South Texas Money Management, another San Antonio-based RIA. acquired by Captrust in 2019.

Captrust also announced this week that it has closed its deal to acquire Ellwood Associates, a 55-person team in Chicago that oversees approximately $ 90 billion in assets. Ellwood serves endowments and foundations, pension plans, hospitals, family offices and high net worth individuals, and the transaction brings Captrust to more than 1,000 employees.

Behind Captrust’s wave of acquisitions lies a strategy to bridge the gap between the company’s historic focus in retirement counseling and its ambition to be a leading wealth manager. The company wants to combine retirement services with wealth planning and ensure that the two complement each other. Wealth management now accounts for more than 50% of the company’s total revenue, Benton said.

“Wealth management is certainly not an afterthought or an afterthought. It’s a very important part of our business, ”he said.

“The wealth management part of the financial services world is really attractive, and for an organization like Captrust those margins tend to be larger and the growth path can arguably be steeper,” said David DeVoe, founder and CEO of DeVoe & Company.

Captrust deals are also growing in importance, on average, a trend DeVoe says he sees in the RIA industry.

“You could say that it takes about the same time and energy to strike a $ 200 million vs $ 2 billion deal, but you are increasing your assets, income and profitability by 10,” said DeVoe.

“Captrust, Mercer, Wealth Enhancement Group, Hightower — all of these companies were to some extent focused on the $ 500 million or less, and they all continued to move upstream. We’re starting to see a blue ocean in $ 100-500 million space.


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Nigerian digital bank Carbon signs with Network International to strengthen its digital payment offering https://hotbagsaleuk.com/nigerian-digital-bank-carbon-signs-with-network-international-to-strengthen-its-digital-payment-offering/ Tue, 12 Oct 2021 10:05:16 +0000 https://hotbagsaleuk.com/nigerian-digital-bank-carbon-signs-with-network-international-to-strengthen-its-digital-payment-offering/ Pan-African fintech and digital bank start-up Carbon Bank (https://ng.getCarbon.co/) has partnered with Network International (https://bit.ly/3oT6tzT), the main catalyst for digital commerce in Africa and the Middle East. East, as part of its plan to strengthen its digital payment offering. Under the agreement, Network International will issue and process physical Visa debit cards on Carbon’s behalf, […]]]>

Pan-African fintech and digital bank start-up Carbon Bank (https://ng.getCarbon.co/) has partnered with Network International (https://bit.ly/3oT6tzT), the main catalyst for digital commerce in Africa and the Middle East. East, as part of its plan to strengthen its digital payment offering.

Under the agreement, Network International will issue and process physical Visa debit cards on Carbon’s behalf, improving the bank’s offering to customers.

True to Carbon’s mission of giving all people the financial access they need to lead lives of dignity and prosperity, the collaboration will support financial inclusion among the unbanked and underbanked in Nigeria. In addition to payment services, Carbon also offers easily accessible loans, a fee-free and remunerated portfolio, high-yield savings, and easy-to-use tools for personal financial management.

Carbon, which is focused on delivering an unprecedented, secure and reliable banking experience across all touchpoints, will benefit from Network’s advanced, scalable and cost-effective digital infrastructure and robust security protocols, eliminating thus the need to invest in an expensive card management infrastructure.

Chijioké Dozie, CEO/ Co-founder, Carbone, said: “Providing excellent service to our customers is always a top priority and that includes our Carbon Visa cardholders. With Network International, we have a partner with years of experience in providing card solutions for forward-looking organizations. And we’re really excited to see how that translates into a better payment experience for Carbon customers all over the world. “

Chinwe Uzoho, Regional Director West and Central Africa, Network Internationalsaid, “Network International is delighted to continue working with leading African banks such as Carbon in Nigeria, which reinforces our continued commitment to advance financial inclusion in emerging markets through greater penetration of digital payments. . We are delighted to support Carbon’s mission to create better access to credit and quality financial services for Nigerians and look forward to supporting their growth plans with our cutting edge technology and trusted platform. “

Distributed by APO Group on behalf of Network International.

International Network:
Tricia Kaul
ASDA‘A BCW,
Dubai, United Arab Emirates,
Phone: +971 4 450 7600
Email: tricia.kaul@bm.com

About International Network:
Network International comprises a group of companies and is the leading facilitator of digital commerce in the Middle East and Africa (MEA), providing a full suite of technology-based payment solutions to merchants and financial institutions of all types and sizes, including acquisition and processing services and a full suite of constantly evolving value-added services .

Network International Holdings Plc is the holding company of Network International and group companies.

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Chinwe Uzoho, Regional Director West and Central Africa, Network International
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Africanews provides APO Group content as a service to its readers, but does not edit the articles it publishes.


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Tips for Improving Financial Literacy Among Young People in India https://hotbagsaleuk.com/tips-for-improving-financial-literacy-among-young-people-in-india/ Mon, 11 Oct 2021 04:21:21 +0000 https://hotbagsaleuk.com/tips-for-improving-financial-literacy-among-young-people-in-india/ by Sayantani Sanyal October 11, 2021 Financial literacy is one of the most crucial aspects of any individual’s life. Learning and developing financial management skills is an essential skill that will enable the younger generation to effectively develop their wealth and economic assets in the future. This money management practice lays a solid foundation in […]]]>

by Sayantani Sanyal
October 11, 2021

Financial literacy is one of the most crucial aspects of any individual’s life. Learning and developing financial management skills is an essential skill that will enable the younger generation to effectively develop their wealth and economic assets in the future. This money management practice lays a solid foundation in areas such as saving, spending, and investing in children.

Parents can start with small steps to teach their children how to save and spend effectively. They can start giving pocket money from a young age in order to control their spending and buying habits. Parents can help children understand the cost of things so that they understand the value of money at an early stage. Different games like Monopoly and other trading games can also make them proactive in financial management. Last but not least, they can teach their children to deal with a financial crisis by teaching them to cut small expenses and save money for the bigger ones.

Today, technology has made investing easier with the click of a button. Introducing children to digital finance and teaching them the basics of digital currencies would help them make more informed decisions. In addition, the Indian government has organized several financial literacy strategies and programs.

  • Financial Literacy Project: The RBI undertook this project to impart knowledge about central banking and banking concepts to various target groups, including schoolchildren and children.
  • NSFE and NCFE: This venture was undertaken by the FSDC to raise awareness of some of the issues that arise such as how to invest, why to invest and how to borrow from banks. The board proposed to make financial literacy an official responsibility of industry stakeholders, such as RBI, SEBI and other financial institutions.
  • Insurance material for children: This document is available online in the form of comics and videos. It is formulated by the IRDA (Insurance Regulatory and Development Authority) to explain to children the basics of insurance, its advantages and prospects.

Financial awareness in India is crucial as it will enable its young residents to increase their income from the start of their career and maybe even before. If children are allowed to make their financial decisions at an early stage, in the future they will be economically alert and more independent.

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Intuit buys Mailchimp. Here’s what investors need to know. https://hotbagsaleuk.com/intuit-buys-mailchimp-heres-what-investors-need-to-know/ Sat, 09 Oct 2021 20:44:00 +0000 https://hotbagsaleuk.com/intuit-buys-mailchimp-heres-what-investors-need-to-know/ Software giant Intuit (NASDAQ: INTU) recently announced an agreement to purchase the Mailchimp email marketing platform. This comes shortly after the significant acquisition of Credit Karma by Intuit. In this fool live Video clip, recorded September 30, Fool contributors Toby Bordelon and Matt Frankel discuss the acquisition and the likelihood that the company will be […]]]>

Software giant Intuit (NASDAQ: INTU) recently announced an agreement to purchase the Mailchimp email marketing platform. This comes shortly after the significant acquisition of Credit Karma by Intuit. In this fool live Video clip, recorded September 30, Fool contributors Toby Bordelon and Matt Frankel discuss the acquisition and the likelihood that the company will be done with big buys for a while.

Toby Bordelon: The big news from Intuit is that Intuit is buying a company called Mailchimp. You may have heard of Mailchimp. It is a marketing service and an email marketing platform. They really focus on small businesses, they help businesses build a website, open an online store, make online appointments, that sort of thing. For their marketing, they do email marketing, digital advertising, social media marketing tools. They also offer business and data analytics, such as surveys, providing access to recommendations on any marketing campaigns you might want to run.

The deal aims to bolster Intel’s offerings for small businesses. It’s really meant to complement QuickBooks as the financial accounting platform they have for small businesses. I wanted to accelerate two of their big strategic bats in their strategic plan, which is the center of small business growth and disrupts the small business middle market.

If you see this slide here from their investor presentation on Acquisitions, you can see how they put Mailchimp and QuickBooks side by side, showing how these two together will create a more cohesive overall platform for marketing and managing. the customer relationship. that Mailchimp will offer compared to the accounting and finance and HR and payments platform that you can get from QuickBooks. That’s really what they’re trying to do, create a more robust platform for small businesses. They made acquisitions.

They also recently acquired Credit Karma, which is more consumer-oriented. Credit Karma is a personal finance app and platform. So there are two things going on here very recently, Credit Karma is reinforcing this personal stuff, the consumer stuff, Mailchimp with a small business. They change jobs. It’s not the old Intuit that owned Quicken and doesn’t and really wasn’t for TurboTax anymore, they are expanding beyond that, becoming a more complete operation.

In some ways I dunno, it almost seems like they’re gearing up to be a competitor to Shopify in some ways. Very different businesses, but they are certainly part of the online tools of small business and customer and financial management. I think I like what they are doing here.

Matt Frankel: These are two fairly important acquisitions. I think Credit Karma was the bigger of the two if I’m correct in dollar terms. Are they strapped for cash? Do you see Intuit continuing to make targeted acquisitions like this or do you think it’s all about putting the brakes on and letting things unfold as they are now?

Bordeaux: I don’t think they’re necessarily short of money. That’s a market capitalization of over $ 100 billion. Mailchimp is a roughly $ 12 billion deal. They finance part of it with debt. It is, I think, $ 4.5 billion to $ 5 billion that they are going into debt. They can handle this, but to your question, do you think they go shopping? I think they will continue to make acquisitions, but I really hope they take a break from big acquisitions, especially when it may require funding.

Credit Karma is not even fully integrated, it is still very recent. It’s a big company, but I think they need to take stock of what they have, make sure it all works well together, that’s the vision that plays out before they tackle any other big ones. case. It’s not enough to just make an acquisition, you have to make that acquisition work. I want to see them do this with Mailchimp and Credit Karma before they get fat again.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a premium Motley Fool consulting service. We are heterogeneous! Challenging an investment thesis – even one of our own – helps us all to think critically about investing and make decisions that help us become smarter, happier, and richer.


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IT Financial Management Tools Market Growth in 2021, Trends, Key Players and Business Outlook to 2027 https://hotbagsaleuk.com/it-financial-management-tools-market-growth-in-2021-trends-key-players-and-business-outlook-to-2027/ Fri, 08 Oct 2021 13:34:09 +0000 https://hotbagsaleuk.com/it-financial-management-tools-market-growth-in-2021-trends-key-players-and-business-outlook-to-2027/ Understanding the influence of COVID-19 on the IT Financial Management Tools Market with our analysts monitoring the situation around the world. Description of the report: Market Strides published a report titled IT Financial Management Tools Market by Type, Application, Regional Analysis, Growth Opportunity, and Industry Forecast 2021-2027. The IT Financial Management Tools Market report provides […]]]>

Understanding the influence of COVID-19 on the IT Financial Management Tools Market with our analysts monitoring the situation around the world.

Description of the report:

Market Strides published a report titled IT Financial Management Tools Market by Type, Application, Regional Analysis, Growth Opportunity, and Industry Forecast 2021-2027. The IT Financial Management Tools Market report provides a comprehensive overview including the current scenario and the prospects for future growth. The Financial Management IT Tools Market report analyzes various factors and trends for the coming years and the key factors driving the growth and demand for this market are analyzed in detail in this report.

Some of the major players in the global IT financial management tools market are Apptio, Upland Software, ServiceNow, ACCIOD, Digital Fuel, USU, Nicus, PMCS.helpLine Software Group

Request a sample report: https://marketstrides.com/request-sample/It-Financial-Management-Tools-Market

Research methodology

Our research methodology is a blend of secondary and primary research that ideally begins with exhaustive data mining, conducting primary interviews (suppliers / distributors / end users) and formulating ideas, estimates and rates of return. growth accordingly. The final primary validation is a mandate to confirm our research results with Key Opinion Leaders (KoL), industry experts, IT financial management tools including major supplies and independent consultants, among others.

Market segmentation

The IT financial management tools market is segmented on the basis of type, application, end-use industry, region, and country.

Global IT Financial Management Tools Market By Type


Cloud based
Web based

The Financial Management IT Tools market sub-segment is expected to hold the largest market share during the forecast period. The growing concern about the market and the industry is expected to boost the financial management IT tools market.

Global IT Financial Management Tools Market By Application


Large companies
SME

One of the most fundamental and indispensable components of today’s modern technological society is the application valves of IT financial management tools. The market segment is expected to hold the largest market share in the global IT financial management tools market.

By region:

 North America (United States, Canada)
 Europe (United Kingdom, Germany, France, Italy)
 Asia-Pacific (China, India, Japan, Singapore, Malaysia)
 Latin America (Brazil, Mexico)
 Middle East and Africa

Buy Global IT Financial Management Tools Market Report 2021-2027: Choose the license type

What is the significance of this report?

  • Comprehensive global and regional analysis of financial management IT tools markets.
  • Comprehensive coverage of all market segments in Financial Management IT Tools markets to analyze trends, global market development and market size forecast from 2027.
  • Comprehensive analysis of companies operating in the global market. Company Profile includes Product Portfolio Analysis, Sales, SWOT Analysis and Latest Developments.
  • The Growth Matrix analyzes the product segments and regions that market players need to pay attention to in order to invest, integrate, grow and / or diversify.

The main content of the report:

  • Detailed analysis of the parent market.
  • Significant changes have taken place in key aspects of the market.
  • Detailed analysis of market segmentation.
  • Market analysis of previous, current and forecast periods in terms of value and quantity.
  • Analysis of the market share of IT financial management tools.
  • Assessment of niche markets.
  • The main practices of market players.
  • The main suggestion is to increase the influence of the company in the market.

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Market Strides is a global aggregator and publisher of market research reports, equity reports, database directories and economic reports. Our repository is diverse, covering virtually all industrial sectors and even more so each category and sub-category within the industry.

Perhaps our pre-integration strategy for publishers is what sets us apart in the market. The publishers and their market research reports are meticulously validated by our internal panel of consultants, before a feature on our website. These groups of internal consultants are also responsible for ensuring that our website only presents the most up-to-date reports.

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